Conditions of Use
By using this website (http://www.americafirst-ins.com), you agree to the following terms and conditions so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes; and we suggest that you periodically visit this page to review the most recent Terms and Conditions. If you decide to purchase insurance products or services from America First Insurance the terms and conditions specified in your policy or agreement with America First Insurance will apply. All references to "America First Insurance" include America First Insurance Company and its affiliates listed below.

Links to Other Websites
This website is hyperlinked to other websites which are not maintained or controlled by America First Insurance. America First Insurance is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by America First Insurance of those websites or their content. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please contact us. 

Restrictions on Use of Materials
This website is owned and operated by America First Insurance. Except as otherwise expressly permitted in writing by America First Insurance, no materials from this website or any website owned, operated, licensed or controlled by America First Insurance may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without America First Insurance's written permission.

Trademarks and Copyrights
All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of America First Insurance and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of America First Insurance or any third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, America First Insurance. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Disclaimer
The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by America First Insurance, but are provided "as is" and for general informational purposes.

America First Insurance makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.

America First Insurance does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.

America First Insurance also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.

AMERICA FIRST INSURANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

Limitation of Liability
To the maximum extent provided by law America First Insurance shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.

Jurisdictional Issues
America First Insurance makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some insurance products and services may not be available in all states or jurisdictions. If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of Texas.

Software Licenses
You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. America First Insurance does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.

Privacy
Please review America First Insurance's Privacy Policy which may be accessed at http://www.americafirst-ins.com/privacy. The Privacy Policy explains what information America First Insurance may collect from you if you decide to provide such information, and how we will use and protect your information.

Company Information
The term "America First Insurance" as used in this website means:

American Economy Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 19690
Domiciled in Indianapolis, IN

American Fire and Casualty Company
National Association of Insurance Commissioners “NAIC” Company Code 24066
Domiciled in Fairfield, OH

America First Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 12696
Domiciled in Keene, NH

America First Lloyd's Insurance Company (Texas only)
National Association of Insurance Commissioners "NAIC" Company Code 11526
Domiciled in Richardson, TX

American States Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 19704
Domiciled in Indianapolis, IN

American States Insurance Company of Texas
National Association of Insurance Commissioners "NAIC" Company Code 19712
Domiciled in Richardson, TX

First National Insurance Company of America
National Association of Insurance Commissioners "NAIC" Company Code 24724
Domiciled in Seattle, WA

General Insurance Company of America
National Association of Insurance Commissioners "NAIC" Company Code 24732
Domiciled in Seattle, WA

Hawkeye-Security Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 36919
Domiciled in Pewaukee, WI

The Midwestern Indemnity Company
National Association of Insurance Commissioners "NAIC" Company Code 23515
Domiciled in Loveland, OH

The Netherlands Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24171
Domiciled in Keene, NH

The Ohio Casualty Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24074
Domiciled in Fairfield, OH

Ohio Security Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 24082
Domiciled in Fairfield, OH

Peerless Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 24198
Domiciled in Keene, NH

Peerless Indemnity Insurance Company
National Association of Insurance Commissioners "NAIC" Company Code 18333
Domiciled in Lisle, IL

West American Insurance Company
National Association of Insurance Commissioners “NAIC” Company Code 44393
Domiciled in Fairfield, OH

America First Insurance operates in Arkansas, Kansas, Louisianna, Missouri, Oklahoma, and Texas. The principal place of business for America First Insurance is: 3400 Waterview Parkway, Suite 200, Richardson, Texas 75080.